Finance

Funding your new car: How it works

With over a decade of experience in the industry, we’ve cultivated strong relationships with a diverse range of funders, giving us exclusive access to some of the best finance packages available today. At Automotive Addiction, our goal is to make your car purchase as smooth and stress-free as possible. We take pride in offering tailored finance solutions that suit both you and your needs. Simply complete the car finance application form below, and let us handle the rest! Representative 9.9% APR

Tailored Finance Quotation

To obtain a tailored finance quotation please contact us via the form below, or via landline, whatsapp or email. Alternatively, you can configure your options on our bespoke finance calculator, which is located on each advert for the vehicles we have in stock

Finance Application

Apply online by clicking the link below to our finance application form. and a member of our team will be in touch to discuss your options

Electronic Signature Documents

Upon acceptance of the finance terms and conditions offered to you, the complete finance document signing and identity verification process can be completed electronically from the comfort of your own home. Our team will guide you through the process step by step

Collect your new Vehicle

Collect your new vehicle from our showroom, without the hassle of on-the-day finance paperwork

Automotive Addiction Ltd is registered in England and Wales under company number: 09500518 [64 Victoria Road, Horley, England, RH6 7PZ]. 

Automotive Addiction Ltd is authorised and regulated by the Financial Conduct Authority, under FCA number: 691756. We act as a credit broker not a lender. We work with a number of carefully selected
credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request).

All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years
or over. We are only able to offer finance products from these providers.

Automotive Addiction Ltd are registered with the Information Commissioners Office under registration number: ZA342463

Finance Quotation Request

Preferred Contact Methods


Our finance partners

Vehicle Finance Products (HP, PCP or LP)

Understanding the differences between Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase (LP) can help you select the best finance option for your new investment. Each option provides distinct advantages suited to varying financial preferences and circumstances.

Hire Purchase

HP lets you finance the car over a fixed term with predictable monthly payments, making budgeting easier. It's ideal for those aiming to own their vehicle outright without a large upfront payment, which makes it the preferred choice by many for its straightforward ownership experience with no mileage restrictions and the certainty of eventual ownership.

Personal Contract Purchase

PCP involves lower monthly payments compared to HP, as you're only financing a portion of the car's value. At the end of the contract, you have the flexibility to choose between returning the car to the finance company, paying a final balloon payment to own it, or part-exchanging it for a new model. PCP is ideal for those who enjoy upgrading their vehicle regularly.

Lease Purchase

LP is similar to HP but with a final balloon payment that is required at the end of the agreement. This option typically offers lower monthly payments compared to HP; however, the final balloon payments must be made at the end of the term, with no option to return the car like PCP. LP is ideal for individuals looking for lower monthly commitments with the intention to own the car outright at the end of the term.

What types of payments do we accept?

Vehicle Finance

Full or Part Payment

Bank Transfer

Full or Part Payment

Cheque

Full or Part Payment

Card Payment (Credit/Debit)

Up to £2,500 only

Cash Payment in-line with Anti-Money Laundering (AML) Regulations

In-Line with the latest AML Regulations

Featured Cars In-Stock

Why Choose Us?

Always aiming for perfection, we take pride in the excellent reputation we relentlessly strive to maintain. Browse through our unfiltered third-party reviews, written by our invaluable customers and members of the community we’ve built spanning over a decade.